Unfiled returns don't go away — but they're more fixable than you think.
Missing a year of taxes is more common than people realize. Life gets complicated — job changes, health issues, family situations, or simply not knowing where to start. PTC Canada has helped hundreds of Albertans catch up on years of unfiled returns, from one missed year to a decade or more.
The key is acting before CRA does. Filing voluntarily — even late — typically results in significantly lower penalties than waiting for CRA to file a "notional" assessment on your behalf. We know the process, the forms, and how to present your file in the most favourable light possible.
- Catch-up filing for 1 to 10+ missing years
- CRA Voluntary Disclosure Program (VDP) guidance
- Penalty and interest reduction strategies
- Handling CRA correspondence on your behalf
- Individuals, families, self-employed, and corporations
- Calm, judgment-free approach every step
What happens if you keep waiting?
CRA has tools to estimate what you owe using T-slips and third-party data — and their estimate is rarely in your favour. Once a notional assessment is issued, you're dealing with CRA on their terms. Filing voluntarily first puts you back in control.
Gather Available Documents
We help identify which slips are needed and can request missing documents directly from CRA using your authorization.
Prepare & Review Every Year
Each year is prepared carefully and reviewed with you before filing. No surprises.
File in the Right Order
Years are filed in the correct sequence to maximize benefit carry-forwards and minimize exposure.
Frequently asked questions
CRA generally requires all outstanding years to be filed. There is no formal limit — clients have caught up 15+ years. Filing through the Voluntary Disclosure Program can also reduce or eliminate penalties for older years.
Not always. Many late filers are actually owed refunds. Even when taxes are owing, filing voluntarily reduces the late-filing penalty versus waiting for CRA to assess you. We'll give you a clear picture before anything is filed.
Yes. With your authorization, PTC Canada can access your CRA account and obtain copies of available T-slips. We can also work with whatever records you have to reconstruct income and expenses where needed.
Don't wait for CRA to come to you first.
