A personal return done right — without the guesswork.
Personal tax situations vary enormously. Employment income is straightforward — but add rental income, investment gains, self-employment side work, spousal transfers, or disability credits, and the complexity grows quickly. PTC Canada prepares personal returns for a wide range of income and life situations.
Our goal is a return that's accurate, fully optimized for your situation, and filed on time — with a clear explanation of what was claimed and why.
- Employment and commission income
- Investment income — dividends, interest, capital gains
- Rental property income and expenses
- Self-employment income (side work, freelance)
- Family and spousal returns, dependant credits
- First-year Canadian residents and newcomers
Common situations we help with
Multiple Income Sources
Employment plus rental, investments, or self-employment income — we make sure each source is reported correctly and that deductions aren't missed.
Life Changes
Divorce, marriage, a new child, retirement, or a family member with a disability — these all affect your return significantly. We know where to look.
Newcomers to Canada
First Canadian return, part-year residency, foreign income reporting — we handle the details that first-year filers most often get wrong.
Frequently asked questions
Generally: T4 slips (employment), T5 (investments), T3 (trusts), RRSP contribution receipts, charitable donation receipts, medical expenses, and any rental or business income records. We'll send you a checklist specific to your situation after the first conversation.
Yes — and we recommend it, since many credits and deductions can be optimized across a family return. Spousal RRSP contributions, pension splitting, and dependant credits all require a coordinated approach.
The standard personal tax deadline is April 30. If you or your spouse are self-employed, you have until June 15 to file — but any balance owing is still due April 30. We can help you plan to avoid interest charges.
Let's get your return filed right — and on time.
